The Truth About Credit

Join this free session from the Credit Counseling Society to learn key information to help you make decisions and take actions that will positively affect your credit and overall financial health.

Description

Credit can be very confusing to understand. And if we don’t understand it, we might make decisions that will impact our overall credit profile and our personal finances without realizing it.

So what is credit in the first place? Credit can be any money that’s borrowed, and it can also include the act of buying something now, with the promise to pay it back later, typically with an additional fee or interest.

Understanding credit also means understanding how to read your credit report, as well as understanding the differences between your credit report, your credit ratings, and your credit score. It also means knowing what type of actions build your credit score, what type of actions reduce your credit score, and understanding why a credit score is important in the first place.

In our The Truth About Credit webinar (online workshop), we share key information to help you make decisions and take actions that will positively affect your credit and overall financial health. We will show you how to:

  • Identify what’s in it for you to be good with your money and credit
  • Identify what is on your credit report
  • Understand the credit rating system
  • Identify the 5 factors that affect your credit score
  • Check your own credit report
  • Name who may be interested in your credit score/report
  • Identify some myths around credit
  • Identify ways to build your credit
  • Identify some additional resources and information

This interactive and fun workshop will last 1 hour, with time for discussion and questions. We take a “grab and go” approach: grab an idea or two and go try it. All participants will be supplied with ideas, resources, and the full presentation upon request.

This workshop is conducted by the Credit Counseling Society of BC.

For inquiries about this course, please call  1-888-527-8999 or go to https://nomoredebts.org/

 

Prerequisites

There are no prerequisites for this course.   

Who Should Attend

This session was designed for anyone wanting more information on how to take control of your finances and manage debt and create a budget. 

Similar courses

Join this free session from the Credit Counseling Society to learn the 7 steps to budgeting which will help you take control of your finances.

More Information

Facing personal debt challenges? Join our expert-led webinar to explore practical strategies for managing debt, regaining financial control, and securing your path to a debt-free future.

More Information

Financial Fitness Topic

More Information

Join this free session from the Credit Counseling Society to gather tips on how to save on various household expenses including utilities, transportation, groceries, and personal items.

More Information

Join this free session from the Credit Counseling Society to discuss strategies on how to get rid of the holiday debt and encourage positive action so it is never an issue again.

More Information

Join this 1-hour webinar to learn some valuable information about strategies to help you meet your saving goals.

More Information

Join this free session from the Credit Counseling Society to learn what your money set point is so that you can sleep at night knowing that you’ll be able to handle any potential budget breakers that may arise!

More Information

Join this free session from the Credit Counseling Society to learn how to manage irregular income so that you feel as though you’re in control of your financial obligations and still have money for fun things.

More Information

Join this free session from the Credit Counseling Society to gather tips on ays to decrease expenses, identify people and activities that may be costing money, and learn how to read the signs when more help may be needed.

More Information

Join this free session from the Credit Counseling Society to learn a more balanced approach to shopping rather than allowing your emotions to be swayed towards a particular brand, resulting in your unplanned overspending.

More Information

Join this free session from the Credit Counseling Society to learn some valuable information about how marketers use your online behaviour and information to influence the way you think and feel.

More Information

Join this free session from the Credit Counseling Society to learn how to understand the ins and outs of credit and financing through borrowing on credit can help us to make savvier financial decisions.

More Information

Join this 1-hour webinar to learn how to understand each other’s relationship with money and to create an achievable plan on how to reach your collective financial goals.

More Information

Join this free session from the Credit Counseling Society to gather tips on planning for a post-secondary education for yourself or a family member.

More Information

Join this free session from the Credit Counseling Society to learn the ABC’s of Planning Financially for Your New Arrival. We’ll help you take the guesswork out of the financial part of the parenting equation.

More Information

Join this free session from the Credit Counseling Society to learn ways to start the money conversations early, to help your children build their knowledge as they grow.

More Information

Join this free session from the Credit Counseling Society to learn about how to protect not only yourself from scams and fraudulent activity but your loved ones as well.

More Information

Join this free 1-hour interactive and informative session where you will learn how to build your financial foundation and prepare for what life might bring you.

More Information

Join this free session from the Credit Counseling Society to learn tips and ideas on how to become more organized and savvy about your meal planning, your cooking, and your food shopping.

More Information

Join this free 1-hour interactive and informative session where you will learn to understand the many financial considerations and responsibilities when it comes to home ownership, before making that commitment.

More Information

Join this 1-hour webinar to learn valuable information on the basics of investing that can help make you feel comfortable about making decisions with your money.

More Information

Join this free session from the Credit Counseling Society to learn to take steps to make sure that you are getting the most for your money.

More Information

join us for this informative and interactive workshop / webinar on Organizing Your Finances In 1 hour, we will take you through a 4 week, step-by-step process on how to create an organized system

More Information

Join us for our Vacations on a Budget workshop/webinar to understand how to plan your vacation well, in order to avoid any feelings of financial stress!

More Information

Join this 1 hour webinar on, Preparing for Temporarily Reduced Income, and learn what steps you can take to manage your income, expenses, impulse spending, credit, and debt, in case of emergencies.

More Information

Join this free session from the Credit Counseling Society geared towards newcomers to Canada with tips on how to navigate the Canadian financial system.

More Information

Elevate your team's financial acumen with our webinar, "The Compelling Need for Financial Literacy Workshops in the Workplace." Discover the transformative impact of financial literacy on employee engagement and organizational success.

More Information

Choose from 3 sessions!

More Information